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Kafolat +
deposit

Earn 17% with monthly payouts in the mobile app

INTEREST RATE

16%–17%

TERM

13 months

MINIMUM AMOUNT

UZS 100,000

Client type

Residents and non-residents

Deposit currency

National currency (UZS)

Minimum amount

UZS 100,000

Term

13 months

Interest rate

16% per annum — when opened at a branch

17% per annum — when opened via the mobile app

Interest capitalization

Not available

Top-ups

Allowed throughout the term

Partial withdrawals

Not available

Automatic renewal

Not available

Payment frequency

Monthly

Early termination

If the full deposit amount is withdrawn before the end of the term, the terms of the agreement are considered breached. In this case, interest for the actual number of days the deposit was held — whether withdrawn at a bank branch or via the mobile app — is paid as follows:

  • 1 to 60 days — 0%

  • 61 to 180 days — 10% per annum

  • 181 days to the end of the term — 14% per annum

Based on conditions in the credit resources market and in accordance with Article 763 of the Civil Code of the Republic of Uzbekistan, the Bank may change interest rates on retail deposits by decision of the Bank’s Management Board.

Revised interest rates apply only to deposits opened after the change and take effect once depositors have been notified in advance through available channels — telephone, the website, SMS, mass media, television, or postal mail.

For deposits opened earlier, the interest rate remains unchanged until the end of the agreement term specified when the agreement was signed.

Income Calculator

Select storage term

1,000,000 UZS
from 1,000,000 UZS to 100,000,000 UZS
Deposit term
The calculator results are preliminary and provided for informational purposes only
Deposit profit calculation

0% per year

+0 UZS

6 months

0 UZS

The calculator results are preliminary and provided for informational purposes only
Public offer agreement 29.51 KB docx
Information sheet 29.51 KB docx
Law of the Republic of Uzbekistan “On the Protection of Deposits in Banks” 8.42 MB pdf

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