Deposit Currency

Uzbek sum (UZS)

Minimum Deposit Amount

500,000 UZS

Deposit Term

24 months

Annual Percentage Yield (APY)

• 24% APY – For deposits opened at a bank branch

• 25% APY – For deposits opened online via the mobile app

Additional Deposits

Allowed within the first 6 months

Partial Withdrawals

Allowed up to 50% of the total deposit

Automatic Renewal

Not available

Interest Payout Frequency

Monthly

Interest Capitalization

Not available

Early Withdrawal Policy

If the depositor withdraws more than 50% of the total deposit balance, the agreement terms will be considered breached, and interest will be recalculated based on the actual number of full days the funds remained in the account:

• For withdrawals within 1 to 30 days, interest is not paid for in-branch deposits, while online deposits earn 1% APY.

• For withdrawals within 31 to 180 days, interest is paid at 14% APY for in-branch deposits and 15% APY for online deposits.

• For withdrawals within 181 to 365 days, interest is paid at 18% APY for in-branch deposits and 19% APY for online deposits.

• For withdrawals within 366 to 550 days, interest is paid at 19% APY for in-branch deposits and 20% APY for online deposits.

• For withdrawals after 551 days but before 730 days, interest is paid at 24% APY for in-branch deposits and 25% APY for online deposits.