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Terms and Conditions of Use

The Business Development Bank (hereinafter referred to as "the Business Development Bank" or "the Bank") provides materials on this website (hereinafter referred to as "the Website"), which are owned by the Bank. These materials are offered as a package of services or individual services to our clients and users (hereinafter referred to as "the User").

The Business Development Bank requires that the following terms and conditions of use be followed by users of the Website. By accessing the Website, the User agrees to these terms and conditions. The Bank reserves the right to modify these terms and conditions at any time by publishing the updated version on the Website. All changes are binding on all Users. These terms and conditions are designed to protect the intellectual, property, and other rights of the Business Development Bank.

Information Protection

The User agrees to comply with the applicable laws of the Republic of Uzbekistan concerning the protection of information obtained and/or used by the User during their visit to and use of the Website under this offer for the Terms and Conditions of Use. Unauthorized use of the Website is prohibited, and violators may be subject to penalties under the laws of the Republic of Uzbekistan. The interpretation and application of these terms will be governed by the laws of the Republic of Uzbekistan.

Intellectual Property Information

All rights to trademarks and other intellectual property owned by the Business Development Bank or third parties, including affiliates of the Bank, remain with the respective rights holders. Nothing in these Terms and Conditions should be construed as an intention to transfer or as a transfer of any rights to the User concerning any form of intellectual property. The User may use the intellectual property presented on the Website solely for the purpose of familiarization. All rights are reserved. The User may copy, transmit, or display any information owned by the Business Development Bank on any page of the Website exclusively for personal use, provided that any such copy, transmission, or display includes the copyright, trademark, or service mark exactly as shown on the Website. The information and materials on the Website may not be copied, transmitted, displayed, distributed, uploaded, licensed, modified, published, posted, reproduced, used, sold, transferred, used to create derivative works, or otherwise used for commercial or public purposes without the prior written consent of the Business Development Bank. The Website, including any page, may contain additional notices about proprietary rights and copyright information, the terms of which must be adhered to. Certain images and information on the Website are copyrighted or trademarked by third parties, and their use is governed by the terms and conditions of those third parties.

Limitation of Liability and Warranties

The information on the Website is provided for informational purposes only, without any warranties, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement of users' rights.

The information on the Website may contain technical inaccuracies or typographical errors. The Business Development Bank periodically makes changes, additions, deletions, or modifications to the information on the Website, including details about the products and services described on the Website, without prior notice. If you encounter any possible errors, please contact customer support for clarification.

Marketing and Advertising

By visiting the Website, the User agrees to receive promotional and other marketing materials. The products offered will be provided solely at the discretion of the Business Development Bank and may be provided by companies affiliated with the Bank under contractual or other arrangements.

Links to Other Websites

These Terms and Conditions constitute a public offer and are addressed to an unlimited number of Users in accordance with the laws of the Republic of Uzbekistan. Any comments, statements, questions, suggestions, or similar information sent to the Business Development Bank (collectively "feedback") are considered the property of the Bank. The Bank uses feedback in accordance with its privacy notice and guarantees its security as required by the laws of the Republic of Uzbekistan. The Business Development Bank has no additional obligations regarding such feedback and may freely reproduce, use, disclose, display, modify, and distribute feedback among third parties without restrictions, provided such actions do not violate the laws of the Republic of Uzbekistan. Additionally, the Bank may freely use any ideas, concepts, or methods contained in such feedback for any purpose, including, but not limited to, the development, production, and marketing of products incorporating such feedback.

The User, submitting feedback in text form on the Bank's Website, understands, accepts, and confirms the following:

  • All personal data provided in the feedback is accurate and belongs to the User.

  • The User freely consents to the processing of their personal data.

  • The User agrees that their personal data may be shared with third parties that the Bank has contractual agreements with, which contain confidentiality and non-disclosure terms.

  • Completing feedback and attaching requested documents indicates the User's intention to utilize the Bank's services, but does not guarantee that services will be provided by the Bank.

  • The User agrees not to file any claims against the Bank in the event of refusal with specified reasons.

  • The User confirms that they are of legal age, legally competent, have the right to provide the Bank with their data, and that such data is complete and accurate at the time of submission.

  • The User acknowledges that they are acting voluntarily and in their personal legal interest.

  • By submitting feedback to the Bank, the User agrees to receive information regarding the processing of their feedback through any means and communication channels as per the contact information provided in the feedback.

The Business Development Bank will take all necessary steps and legal measures to prevent unauthorized use of the Applicant's personal information. The Applicant agrees that the provided data may be transferred to government bodies in cases specified by the laws of the Republic of Uzbekistan.

To withdraw consent, the User may contact a Bank branch in writing.

If the User disagrees with these terms and conditions, their feedback will not be considered and will not be subject to any appeal.

The User acknowledges and agrees that the Bank is not responsible for any unauthorized use of personal information due to technical issues with software, servers, or networks beyond the Bank's control, or due to unlawful actions of third parties.

Breach of Terms and Conditions

The Business Development Bank reserves the right to seek all available legal remedies under the laws of the Republic of Uzbekistan in the event of a breach of these terms, including the right to block access to the Website from a particular IP address.

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