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"Mortgage Builder" Deposit

Your First Step Toward Homeownership!

Minimum deposit

5,000 UZS

Term length

13 months

Annual Percentage Yield (APY)

13.5%

General Terms & Conditions

Deposit Currency: Uzbekistani Sum (UZS)

Minimum Deposit Amount: 5,000 UZS

Deposit Term: 13 months

Interest Rate: 13.5% (Based on the Central Bank of Uzbekistan’s rate)

Additional Deposits: Allowed

Partial Withdrawals: Not permitted

Automatic Renewal: Not available

Interest Payout Schedule: Paid in full at maturity

Interest Capitalization: Yes – Earned interest is added to the principal

Early Withdrawal Policy

If the depositor requests withdrawal before the 13-month term ends, the contract will be considered breached, and no interest will be paid. The bank reserves the right to reclaim any previously accrued interest.

How to Open a Deposit

Visit Your Nearest Bank Branch
✔ Bring your passport or ID card.

Deposit Insurance & Security

Your deposits are protected and confidential. The bank guarantees:

✔ Strict adherence to banking confidentiality regulations
✔ Timely return of deposited funds

All deposits are insured by the Citizens’ Deposit Guarantee Fund, ensuring the security of your savings in accordance with the Law of the Republic of Uzbekistan No. 360-II, dated April 5, 2002, “On Guarantees for the Protection of Citizens' Deposits in Banks.”

Deposit Agreement 31.82 KB docx

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