Loan Purpose: Acquisition of a vehicle directly from the manufacturer, its official dealers, or authorized sellers.

Loan Term: Up to 60 months.

Grace Period: Up to 3 months (for the differentiated repayment method).

Loan Amount: Up to 800 million UZS.

Down Payment:

• When purchasing a vehicle from an official dealer: at least 25%*.

• When purchasing a vehicle without an official dealer: at least 40%.

• For clients without income verification: down payment starting from 40%.

Repayment Method: Annuity or differentiated payments.

Loan Security:

• Insurance policy covering the risk of loan default until the purchased vehicle is pledged as collateral.

Borrower: Citizen of the Republic of Uzbekistan, aged between 18 and 65 years at the time of loan application.

Credit History: No overdue debts on previously obtained loans or other obligations.

Income Stability: Continuous income over the past 6 months.

Identification: Original identification document. If the applicant presents a military ID, a passport copy is also required.

Income Information: Proof of income/electronic data (can also be obtained through the bank's electronic system).

Vehicle Purchase Agreement: Sales contract for the vehicle from the primary market.

Self-Employment Registration Certificate: Certificate of registration with the state tax authorities as a self-employed individual (if applicable).

Social Tax Payment Confirmation: Document confirming payment of social tax by the self-employed individual (if applicable).

You can explore our loan products on our website and submit an inquiry online. Alternatively, you may visit the nearest branch to receive personalized assistance and apply in person. Our loan specialists are available to guide you through every step of the application process.

To qualify for a loan, applicants must meet the following criteria:

• Be of legal age.

• Have a verifiable and stable source of income.

• Maintain a positive credit history with no overdue debts or negative records with financial institutions.

Specific requirements may vary depending on the loan product. Please review the terms and conditions for details.

Loan processing times vary depending on the product type and individual assessment. However, we strive to provide a decision as promptly as possible, typically within a few business days.

The loan term is determined based on the selected loan product and the applicant’s financial profile. Please refer to the specific product terms for exact details.

Interest rates are calculated based on multiple factors, including the loan type, loan term, and applicant’s credit profile.

Yes, early repayment is allowed without penalties. Paying off your loan ahead of schedule may reduce the total interest paid over the loan term.

You can monitor your loan status through the following channels:

• The BRB mobile banking application.

• Your personal account on our website.

• Visiting any of our branch locations.

• Contacting our customer service center at 1254.

Missing a payment may negatively impact your credit score and result in late payment fees. If you anticipate difficulties in making a payment, we strongly recommend informing the bank in advance to discuss possible solutions.

• Annuity Payments – Fixed monthly payments remain consistent throughout the loan term. Initially, a larger portion covers interest, while the principal repayment increases over time.

• Differentiated Payments – Monthly payments decrease over time as the principal portion remains fixed while interest is calculated on the outstanding balance. Payments are higher at the beginning of the loan term and gradually decrease.

Yes, obtaining a second loan is possible; however, approval is subject to an evaluation of your credit history, debt-to-income ratio, and overall financial standing.

📌 For detailed terms and conditions or further assistance, please visit the nearest branch or consult with our loan specialists.