Currency: Available in foreign currencies (USD, EUR, RUB, CNY) and national currency (UZS).

Annual Interest Rates

Loan Amount - Up to the equivalent of UZS 100 billion

Loan Term

• From the bank’s own funds: up to 60 months

• From external sources: based on the terms of the attracted funds

Loan Buyout Option

You may transfer an existing loan without changing the conditions specified in the original lender’s agreement.

Collateral Requirements

• Loans in UZS and foreign currencies from bank’s own funds: up to 12 months or 6 months after project launch, depending on the project type

• Loans from external sources: according to their terms

• Loan application

• Feasibility study (TEO)

• Shareholder approval (excluding private enterprises or businesses without legal entity status)

• Latest balance sheet and financial report submitted electronically to the State Tax Committee

(Not required if the bank has already accessed Forms #1 and #2 from the tax database and conducted financial analysis)

• Bank statements from other institutions

• Copy of purchase agreement (domestic or international)

Must include: capacity, model, quantity, year, and specifications of assets

For livestock: breed, gender, weight

For machinery: detailed specifications

Note: Additional documents may be requested depending on the project.