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Microloan "First Step to Business"

Start Your Business Today

Loan Amount

Up to 5 million UZS

Loan Term

Up to 36 months

Interest Rate

24%

Key Terms

Purpose of the Loan: Initial expenses for starting a business.

Interest Rate: 24%.

Loan Term: Up to 36 months.

Grace Period: Up to 6 months (for differentiated repayment method).

Loan Amount: Up to 5 million UZS.

Repayment Method: Annuity (equal installments at regular intervals) or differentiated (installments decreasing over time).

  • Loan Security:

    • Personal guarantor.

    • Insurance policy covering the risk of loan default.

Eligibility Criteria

Citizen of the Republic of Uzbekistan, aged between 18 and 60 at the time of application, registered with the state tax authorities as an individual entrepreneur with an obligation to pay social tax.

Required Documents:

Passport or other identification document.

Proof of registration with the state tax authorities as a self-employed individual.

A certificate of the borrower's average monthly income, signed by the client.

Document or certificate confirming payment of social tax.

Other relevant documents as required by law.

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